Terms & Conditions

Effective Date:  10/04/2025

Last Updated: 14/10/2025

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These Terms & Conditions ("Terms") govern your use of this website and any services offered by Sim McKie’s Photography. By accessing or using this website, booking a service, or engaging with our content, you agree to be bound by these Terms.

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1. Use of Website

• You must be at least 18 years old to make a booking or purchase services from this website.

• You agree to use this website only for lawful purposes and not to use it in any way that may infringe the rights of others.

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2. Services Offered

• Sim McKie’s Photography provides photography services including (but not limited to): headshots, family portraits, events, and weddings.

• Services are subject to availability and confirmed only upon receipt of a payment.

• Services are offered in Day and Night Packages.
  If a Day package extends more than one hour into Night hours (20:00–08:00), the additional time will be billed at the Night package rate for the corresponding service. Clients are responsible for selecting the appropriate package based on their shoot time. Sim McKie’s Photography reserves the right to adjust the final invoice to reflect Night package pricing if a Day session runs into Night hours.

• We reserve the right to modify or discontinue services at any time without prior notice.

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3. Travel & Accommodation Policy

Sim McKie’s Photography provides photography services both locally and internationally.
For any booking that requires travel beyond a 10-mile radius of Manchester, additional travel and/or accommodation charges will apply.

• Mileage: Travel is charged at £25 (round trip) for locations beyond 10 miles from Manchester.

• Accommodation & Meals: For locations requiring overnight stays, reasonable accommodation and meal expenses will be invoiced at cost.

• Destination / International Bookings: Clients are responsible for covering all travel-related costs, including flights, transfers, accommodation, and meals where applicable.

• Advance Agreement: All travel arrangements and expenses will be discussed, confirmed, and agreed upon in writing prior to the booking date.

• Travel Time: Extended travel times may count toward total booking hours if they exceed reasonable limits or impact the shoot schedule.

Sim McKie’s Photography reserves the right to decline bookings that require extensive travel where logistics, scheduling, or safety cannot be reasonably accommodated.

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4. Booking and Payment

• Bookings require a non-refundable payment at the time of confirmation.

• Full payment is due prior to the session, unless otherwise agreed in writing.

• Accepted payment methods include bank transfer, PayPal, Google or Apple Pay.

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5. Cancellations and Refunds

• Please refer to our separate [Refund Policy] for detailed information on cancellations, rescheduling, and refunds.

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6. Image Use & Copyright

• All images captured remain the copyright of Sim McKie’s Photography.

• Clients are granted personal use rights, including printing and sharing images for non-commercial use.

• Sim McKie’s Photography reserves the right to use selected images for portfolio, social media, and promotional materials, unless the client has signed an agreement opting out.

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7. Intellectual Property

• All content on this website, including text, images, logos, and branding, is owned by Sim McKie’s Photography and protected by copyright laws.

• You may not reproduce, distribute, or use any content without express permission.

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8. Liability

• While we take great care in providing a professional and timely service, Sim McKie’s Photography is not liable for any indirect or consequential loss, damage, or expense incurred by you.

• Our liability is limited to the total amount paid for the services in question.

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9. Terms for Photographers (Self-Employed Contractors)

Photographers who apply to join our platform and accept bookings through Sim McKie’s Photography agree to the following additional terms:

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9.1 Self-Employment Status

Photographers are self-employed independent contractors, not employees of Sim McKie’s Photography.
You are responsible for your own taxes, insurance, and legal compliance.

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9.1.1 Insurance Requirements

To ensure safety, professionalism, and compliance, all self-employed photographers working with Sim McKie’s Photography must maintain valid insurance coverage.
By joining our platform or accepting a booking, you agree to the following:

• Proof of Insurance: You must provide a valid Certificate of Insurance (COI) showing active Public Liability Insurance (PLI) and Professional Indemnity Insurance (PII) before being assigned any jobs.

• Minimum Cover: PLI must provide a minimum of £2 million coverage (or higher if required by a venue).

• Equipment Responsibility: You are responsible for insuring your own photography gear. Sim McKie’s Photography does not cover damage, loss, or theft of personal or rented equipment.

• Optional Insurance: It is strongly recommended that you hold Personal Accident or Income Protection Insurance in case of illness or injury.

• Liability: Sim McKie’s Photography is not responsible for claims, damages, or losses arising from the actions or omissions of self-employed photographers.

• Failure to Comply: Failure to provide valid insurance documentation or maintain active coverage may result in suspension or removal from the platform.

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9.2 Payment & Revenue Split

For each completed and confirmed job:

• Photographers receive 75% of the total fee.

• Sim McKie’s Photography retains 25% for business operations, marketing, customer service, admin, and payment processing.

• Optional Advertising Contributions (Boost Plans):

       Photographers may choose to support marketing and promotion

       through one of the following plans:

       

       Plan Contribution Benefits

1.        General Ads - £20 per month. Your profile is included in general               promotional campaigns and social media ads.

2.        Bronze Boost - £35 per month. General Ads benefits + featured                   placement on the website for your services.

3.        Silver Boost - £55 per month. Bronze benefits + monthly spotlight             in email campaigns and social media.

4.        Gold Boost - £80 per month. Silver benefits + priority listing for               high-demand bookings, featured posts, and premium marketing                 exposure.

• Contributions are optional and can be changed or canceled via the photographer’s account settings.

• Payment for the selected boost plan will be collected alongside weekly or monthly payments, depending on the plan.

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9.3 Booking Process

Photographers will have access to a secure dashboard where they can:

• Set their availability (indicate days/times they are available to work)

• View their confirmed bookings

• Access basic job information once assigned

Photographers do not choose individual jobs. Jobs are assigned by Sim McKie’s Photography based on:

• Availability

• Location

• Experience

• client request

By joining the platform, you agree to attend and complete any job assigned to you during the availability you have set. Failure to attend a confirmed job without sufficient notice may result in removal from the platform

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9.3.1 No Guarantee of Work
Sim McKie’s Photography does not guarantee the provision of any specific number of jobs or bookings. Work is subject to client demand, suitability, and availability. Photographers may not receive regular or any assignments while listed on the platform.

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9.4 Conduct & Standards

By joining the platform, you agree to:

• Represent Sim McKie’s Photography professionally at all times.

• Maintain punctuality, quality standards, and clear communication with clients.

• Deliver edited photos by the agreed deadline.

• Use your own equipment unless otherwise specified.

Failure to meet these expectations may result in removal from the platform.

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9.5 Copyright & Usage Rights
Photographers retain full copyright of the images they capture unless otherwise contracted.

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Sim McKie’s Photography is granted a non-exclusive, royalty-free licence to use submitted images for:

• Client delivery

• Marketing and promotional use (including social media, website features, and branded content)

• Website and platform displays

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Photographers will be credited where appropriate. If you do not wish for your images to be used in this way, please notify us in writing at the time of submission.

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10. Changes to These Terms

• Sim McKie’s Photography reserves the right to update or change these Terms at any time. Any changes will be posted on this page, and continued use of the website or services constitutes acceptance of those changes.

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11. Contact

For any questions, issues, or legal requests, please contact:
📧 info@simmckiesphotography.com
📞 07506 489 201